Blog Ember 2: I’m Debt Free….Now What?

Here are my new financial goals/timeline now that I’m debt free.

  1. Save up $3,000 to visit home during my winter vacation. This is a bit higher than I actually need, but my schools changed my summer vacation quite last minute this year due them not communicating well with each other. In case that happens again, I want to make sure I have enough for the pricey plane ticket. Plus I plan to eat a crap ton of food back home. Lol! ETA: Nov 31st, 2017.
  2. I have a 6 month emergency fund already, but since I live abroad, I’d feel more comfortable if my emergency fund was closer to a year of expenses at about $1200 a month. (My living expenses were $1100 a month when I lived in the US, so totally do able if I move back to the same city or a smaller city). ETA: Feb 31st, 2018.
  3. Start fixing up my teeth. Again. I was fixing them a bit before I moved to Korea, but didn’t get very far. I went to my first ever dentist appointment here last Saturday. I’m still in the consultation process, but my teeth have always been super f’ed to put it lightly. Even though, dental health costs are basically half price here (THANK YOU NATIONAL INSURANCE!!! AMERICA GET ON THAT!!!), it’s still going to be crazy expensive. We’re talking crowns, extractions, and possibly new partial dentures or even full dentures. ETA: ? We’re talking thousands of dollars here and it’s more pay as you go for now.
  4. Save for an Around the World trip. I’ll start saving for this, hopefully, around March 2018. My original goal was to hit up all 7 continents, but I’ve had to revise it to 6. Sorry Antarctica, but at the moment, you’re too expensive. I’m still hoping I’ll find a way to fit that in too. We’ll see. ETA to finish: March 1st, 2019.

That’s the plan for the next couple of years. Feel free to share about your financial goals below!

1 Comment

  1. Amazing how much of life opens up once the debt is gone.
    Dental work is not fun for any of us, but an around the world trip?! Awesome! 🙂
    I’m so looking forward to my little trip next year. I’ll even be in SKR for a few days.

    Congrats again!

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